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Expensify Pricing

Facts verified AUGUST 2026

Expensify pricing starts at $5 a month, which is $60 over twelve months. There is a free plan. Every figure below was read from the vendor's pricing page on 9 August 2026.

See Expensify pricing ↗

Opens the vendor's own pricing page. Figures here were read from it on 9 August 2026.

Expensify pricing page, showing the published plans and prices recorded on this page
The Expensify pricing page as captured on 9 August 2026. Captured from a US vantage point, so the currency matches the figures recorded here.

Expensify ranking and coverage

In Finance
#3 of 7
Overall
#37 of 122 tied
Terms score
6.5 /10
Referenced here
1 page

Cost position 8.6 · Portability 5 · Subscription flexibility 6 - Ranked on published terms only: entry price against category peers, portability and subscription flexibility, equally weighted. This is not a quality score.How the rank is calculated.

Expensify pricing at a glance

Expensify pricing facts, verified August 2026
Entry price Free to scan receipts and send money; Collect $5 per member/month
Smallest invoice $5 a month, or $60 a year
How that is reached Collect at $5 a month
Seat minimum None on the entry plan
Free plan Yes
Free trial No trial offered
How it charges subscription
Priced plans published 4 rows on the vendor's page
Affiliate programme No
Prices read from The vendor's own pricing page
Last checked 9 August 2026

Every Expensify plan and what it costs

Read from the vendor's own pricing page on 9 August 2026. Charged as subscription. No free trial is offered.

Expensify plans and prices, verified 9 August 2026
Plan Price Billing What it is
Free $0 per month SmartScan receipts, send and receive money, chat, via New Expensify
Collect $5 per month per member - Core expense, travel and chat features
Control Custom pricing Negotiated Stated as low as $9 per active member/month. Adds policy and admin controls
Discounts Add-on Varies per usage Available for annual commitments and when using the Expensify Card

What Expensify actually costs over a year

A monthly price is not the same thing as a monthly contract. These are the plans above resolved both ways, per seat or unit where the plan is charged that way. Where a vendor quotes only a yearly figure it is divided by twelve rather than left out, and the Quoted column says which figure the vendor actually publishes.

Expensify annual cost by plan
PlanQuotedMonthlyOver 12 months
Collectper memberper month$5$60

Expensify pricing against its competitors

Compared on the smallest invoice each vendor will accept, not on the advertised per-seat rate. Where a product has a seat minimum, the figure below is the minimum times the rate, because that is the cheque you would actually write.

Entry price for Expensify and its competitors, verified 9 August 2026
ProductCheapest paid entryFree planAgainst Expensify
Expensify$5 a monthYesThis product
SAP ConcurQuote onlyNo

Which Expensify plan should you buy?

Recommended Expensify plan by situation
Your situationRecommendedWhy
You are one person capturing receipts and moving moneyFreeSmartScan and payments are free permanently, not a trial. For a freelancer this may be the whole answer.
A small team needs expense reports and accounting syncCollect$5 per member a month for core expense, travel and chat.
You need approval chains and policy enforcementControlQuote only, described as low as $9 per active member. Treat $9 as the best case and get a real quote.
You are willing to route company spend through their cardAsk about card and annual discountsDiscounts apply for annual commitment and Expensify Card use, so two companies on the same plan pay differently.
You run a complex negotiated travel programmeConsider SAP Concur insteadConcur is built for configurable approval matrices and audit at that scale.

Verdict by who you are

  • Freelancer or micro businessYes

    The free tier genuinely covers receipt capture and payments at no cost.

  • Small company reimbursing staffYes

    Collect at $5 per member is cheap for what most teams actually need.

  • Finance team needing policy enforcementCompare first

    Control has the features, but it is quote-only so the published ladder stops before the tier you need.

  • Large enterprise with negotiated travelNo

    Approval hierarchies are less configurable than Concur's, which is the point of Concur.

  • Company keeping its bank cardsCompare first

    Budget list price. The attractive economics assume you adopt the Expensify Card.

Should you buy Expensify?

Buy Expensify if…

  • Teams that mainly need receipts captured and reimbursed
  • Companies willing to adopt the Expensify Card for a discount
  • Small businesses wanting a free tier that is genuinely usable

Do not buy Expensify if…

  • Complex multinational travel and expense programmes
  • Organisations already committed to SAP Concur
  • Anyone needing detailed custom approval hierarchies

What leaving Expensify would cost

5/10 Lock-in

moderate lock-in

Expensify scores on public API. Portability 5/10 ; lock-in is the inverse. How this is calculated.

The free tier is not a trial

Worth stating plainly because it is unusual. Expensify says it is “always free to SmartScan receipts, send and receive money, and chat with coworkers” using New Expensify. That is not a fourteen-day evaluation; it is the product, unpriced.

For a freelancer or a two-person business whose entire requirement is capturing receipts and moving money, the answer may genuinely be nothing per month. You upgrade when you need policy rules, approval chains and accounting sync, which is the honest boundary.

Collect is published, Control is not

Collect is $5 per member per month and covers core expense, travel and chat.

Control is the tier with the approval workflows, policy enforcement and admin depth that a finance team wants, and it is custom pricing, described only as “as low as $9 per active member/month”. So the published price is a floor, not a rate. If Control is where you are heading, treat $9 as the best case and get a quote before comparing with anyone.

Note also the phrase active member. Billing follows people who actually use the workspace in a period, which usually works in your favour and does make the monthly figure move.

The card is part of the pricing, not an accessory

Expensify’s own FAQ says discounts are available for annual commitments and when using the Expensify Card. The card offers 1% cash back on US purchases with no minimum, rising to 2% for monthly spend above $250,000.

That structure means two companies on the same plan can pay materially different amounts. If you are willing to route company spend through Expensify’s card, the software can approach free. If your cards are with your bank and you want to keep them there, budget list price and ignore the cash-back arithmetic.

Where Concur still wins

SAP Concur remains the choice for large organisations with negotiated travel programmes, complex multi-entity approval matrices and audit requirements that need configuring rather than accepting. It costs considerably more and takes months to implement. Expensify is the tool for companies that want expenses to stop being a monthly chore, which is most companies.

Expensify questions, answered

Is Expensify worth it?
Expensify does the boring part of expenses genuinely well.
How much does Expensify cost?
Free to scan receipts and send money; Collect $5 per member/month. The cheapest paid tier we recorded is Collect, published at $5 a month, which works out at $5 a month or $60 over a year. Verified against the vendor's pricing page.
Does Expensify have a free plan or free trial?
Expensify has a free plan. No free trial is offered.
What is the best Expensify alternative?
It depends on the job. SAP Concur: The enterprise standard for complex travel and expense programmes. Ramp: Free expense management funded by card interchange rather than seats. Pleo: Stronger European coverage for company cards and expenses.
Can I self-host Expensify?
No. Expensify is a hosted service only, so your data lives on the vendor's infrastructure.
Check Expensify pricing at source ↗

Opens the vendor's own pricing page. Figures here were read from it on 9 August 2026.

What this profile is based on

Every claim below is about our work, not about Expensify. A "no" is recorded rather than omitted, because the difference between a tested review and careful desk research is the reader's to weigh. How we research a profile.

  • Prices read from the vendor : yes

    Read from Expensify's own pricing page on 9 August 2026

  • Plans and terms recorded : yes

    4 rows, each with its billing period

  • Original screenshots : yes

    2 captured by us: pricing page, homepage

  • Sources cited and dated : yes

    1 primary source, each with the date it was read

  • Product used first-hand : no

    Not tested. This profile is desk research from primary sources

  • Alternatives used first-hand : no

    None, so comparisons here rest on published facts rather than use

  • Vendor contacted : no

    Not contacted for this profile

Where Expensify appears on this site

One other page here references Expensify, and it is listed below.

  • Another profile SAP Concur names it as a competitor

Counts pages on this site that name the product by choice - price guides, pricing question pages, deal records and other profiles. Category and directory indexes list everything automatically and are not counted.

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Provenance and freshness

When each fact was last checked

  • Pricing ·
  • Plans ·
  • Free trial
  • Features
  • Platforms
  • Integrations
  • Affiliate programme
  • Company details

What has changed

  1. August 2026

    • Pricing verified, including that Control is quote-only with a stated floor
    • Added plan picker and verdicts

Sources & verification

Facts on this page were read from the sources below on the dates shown. Where a vendor does not publish a figure, we record it as not disclosed rather than estimating it.

  1. Expensify pricing - checked 9 August 2026
Reviewed by
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Last verified
Last updated

Spotted something out of date? Email [email protected] and we will re-check it. Corrections are logged on the page.

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