Expensify
Finance
Receipt scanning and expense reports, with a card that pays for the software.
Category
Finance software
Accounting, invoicing, expenses, payroll and financial reporting.
We currently cover 7 products classified primarily as finance software, plus 6 more that cover it as a secondary capability. Prices below are the vendors' own published figures, checked in August 2026.
Compare finance tools
| Product | Best for | Starting price | Free plan | Trial | API |
|---|---|---|---|---|---|
| Expensify | Teams that mainly need receipts captured and reimbursed | Free to scan receipts and send money; Collect $5 per member/month | Yes | - | Yes |
| FreshBooks | Freelancers and agencies billing for time | Lite $23/month, Plus $43, Premium $70 | No | 30 days | Yes |
| Oracle NetSuite | Mid-market companies outgrowing entry-level accounting software | Not publicly disclosed. Quoted per organisation | No | - | Yes |
| QuickBooks Online | US small businesses working with an external accountant | From $38/month (Simple Start) | No | 30 days, or 90% off for 3 months instead of the trial | Yes |
| SAP Concur | Large organisations enforcing a travel and expense policy | Not publicly disclosed. Quoted per organisation | No | - | Yes |
| Wave | Sole traders and freelancers in the US or Canada | Starter free; Pro $19/month or $190/year | Yes | - | No |
| Xero | Small businesses outside the United States | Early from $25/month | No | 30 days | Yes |
Profiles
FreshBooks
Finance
Invoicing-first accounting for people who bill for their time.
Oracle NetSuite
Finance
Cloud ERP for companies that have outgrown accounting software.
QuickBooks Online
Finance
The small-business accounting default in the United States.
SAP Concur
Finance
Expense, travel and invoice management for organisations with a spend policy.
Wave
Finance
Free double-entry accounting, funded by payment processing.
Xero
Finance
Cloud accounting built for the person doing the books, not just the accountant.
Also covers finance
These products are classified elsewhere but include meaningful finance capability.
Box
Productivity
Content management for organisations where governance matters more than sync.
Deel
HR
Hire someone in another country without opening a company there.
Microsoft Dynamics 365
Sales
CRM and ERP applications for organisations already standardised on Microsoft.
Rippling
HR
HR, IT and finance on one employee record, priced only by quote.
Smartsheet
Productivity
Enterprise work management for organisations that think in spreadsheets.
Workday
HR
Enterprise HR and finance on one system of record.
Finance comparison guides
Best accounting software for small business in 2026
Independent comparison of Xero, QuickBooks Online, FreshBooks, Wave and NetSuite on monthly cost, user limits, invoice caps and which is right for a service business versus a product business.
Updated 9 August 2026